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"I owed nearly £40,000 on loans and credit cards. and didn't know what to do or who to turn to ...."
Mr D, Croydon
"Finding myself back in control of my finances was a welcome relief..."
Mr A, Derby.
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An individual will receive an automatic discharge from bankruptcy after 12 months unless there are grounds for the discharge to be deferred. Some people may be discharged earlier, if the Official Receiver is satisfied that there are no further investigations of his/her affairs required.
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